The language below can be used if the Debtor is in a Chapter 13 pending confirmation and is in the process of obtaining a loan modification from their mortgage company. The language would be placed in Section X.

“The Debtor has applied for a loan modification with LENDER and is awaiting approval.  If not approved, Debtor shall modify the plan within six months from confirmation to provide for payment and arrears owed to LENDER.  If Debtor’s loan modification is approved, the Debtor shall obtain Court approval of the loan modification within six months from confirmation.”